Your Trusted Insurance Partner for Expats in Mexico
At Carsa Insurance Brokers, we specialize in helping expatriates navigate the Mexican insurance system with clarity and confidence. We understand the unique challenges expats face when purchasing insurance in a new country, and we're here to make the process straightforward and stress-free.
We represent multiple top insurers in Mexico, and take a consultative approach that puts your needs first. Our goal is simple: help you choose the right insurance and understand exactly how to use it when you need it most. We believe that informed decisions lead to better outcomes, and we're committed to ensuring you have all the information you need.
Although we are based in Yucatán, we work remotely with expats throughout Mexico, providing guidance, quotes, and ongoing support wherever you are. Distance is no barrier to excellent service.
Nationwide support
Serving expats across all Mexico with fully remote assistance
No pressure
Consultative, educational approach focused on your needs
English communication
Clear explanations in English, no confusing insurance jargon
Multiple options
Access to multiple top insurance companies in Mexico
Understanding Insurance in Mexico — What Expats Need to Know
Insurance in Mexico works differently than in the U.S. or Canada, and many expats discover this the hard way. From coverage limitations to unfamiliar claims processes, the differences can lead to confusion, unexpected costs, and denied claims when you need coverage most.
That's why we prioritize education before anything else. When you truly understand how insurance works in Mexico — from deductibles and co-pays to hospital networks and pre-authorization requirements — you can make better decisions, avoid costly mistakes, and feel more confident living here.
We've helped hundreds of expats navigate these complexities, and we've seen firsthand how proper education transforms the insurance experience. Knowledge is power, especially when it comes to protecting yourself and your family in a foreign country.
Insurance Solutions for Expats in Mexico
1
Private Medical
Health coverage designed specifically for expats living in Mexico.
We help you understand your options, compare plans from multiple insurers, and choose the right coverage level for your needs and budget. Most importantly, we explain exactly how to use your policy when you need medical care — from choosing in-network hospitals to understanding pre-authorization requirements.
2
Life Insurance
Protect your family, your assets, and your financial legacy while living in Mexico. Life insurance for expats requires special consideration — from beneficiary designations to currency considerations. We help you structure coverage that fits your unique situation, whether you're planning to stay in Mexico long-term or eventually return home.
3
Property
Protect your property in Mexico with coverage tailored to your needs. Home insurance in Mexico covers different risks than policies in other countries, and understanding what's included — and what requires additional coverage — is essential. We help you understand earthquake coverage, hurricane protection, and liability options specific to your region.
Why Expats Choose Carsa Insurance Brokers
Clear Explanations in English
Insurance terminology can be confusing even in your native language. We explain your options in simple, clear English so you truly understand what you're buying — no confusing jargon, no hidden details, no surprises later. We take the time to walk you through every aspect of your policy, from coverage limits to exclusions, ensuring you know exactly what to expect.
Our clients consistently tell us that our clear communication gave them confidence they couldn't find elsewhere. We believe you deserve to understand exactly what you're paying for.
Guidance, No Pressure
We take a consultative approach that prioritizes education over sales pressure. Our job is to help you make informed decisions, not rushed ones. We answer all your questions, provide detailed comparisons, and give you the time you need to feel confident in your choice.
Many of our clients come to us after experiencing high-pressure tactics elsewhere. We believe that when you understand your options fully, the right decision becomes clear — and that's when we know we've done our job well.
Access to Multiple Insurers
Unlike agents who represent just one company, we work with several leading insurance companies in Mexico. This independence allows us to compare options objectively and recommend the best fit for your specific needs and budget. Different insurers excel in different areas — some have better hospital networks, others offer more competitive pricing, and some specialize in particular types of coverage.
Our relationships with multiple carriers mean we can find the right solution for you, not just sell you what one company offers.
Serving Expats Across Mexico
Although we are based in Yucatán, we support expatriates throughout Mexico. Geography doesn't limit our ability to provide excellent service — in fact, our remote service model has been designed specifically to serve expats wherever they choose to live in this beautiful country.
We regularly work with clients in Mexico City, Baja California, Jalisco, Nuevo León, Quintana Roo, Yucatán, Guanajuato, San Miguel de Allende, Puerto Vallarta, and many other regions where expats have made their home.
Our remote service model allows us to assist you wherever you are — via email, video calls, phone consultations, and digital communication. Distance is no barrier to personalized service, clear communication, and ongoing support.
Whether you're in the bustling capital, on the Pacific coast, in the colonial highlands, or on the Caribbean shore, we're here to help you navigate Mexican insurance with confidence.
Email us:
Calle 10 #326 por 3 y 3C, Gonzalo Guerrero
Mérida, Yucatán, México, 97115
We typically respond within one business day and look forward to helping you understand your insurance options in Mexico.